- Actual or “Special” Damages: medical bills, lost wages, repair and/or replacement costs for damage to property, etc.
- General Damages: these damages cover areas that cannot be documented in precise figures, such as mental distress and suffering, damage to or loss of relationship(s), disfigurement, etc.
Whenever you are in an auto accident, call the police immediately and let them investigate. Aside from finding out if everyone is okay, and exchanging insurance information, you should not speak to the other driver about what happened, as statements made after the collision are often used against you if the case has to go to court (even a polite “I’m sorry” can be considered an admission of fault by the court). If there are witnesses to the collision, make sure you get their name and contact information, just in case they leave before the police arrive.
The most important thing to do after a collision is to make sure that you and anyone else in your vehicle get proper medical attention, whether at the emergency department of a local hospital, or at your primary care physician’s office by appointment. When seeing a doctor, mention everything that is bothering you so that all of your potential injuries can be addressed.